Medical Treatment
- 100% of the Medicare fee for general practitioners
- Blood tests and X-rays
- 85% of the MBS fee for specialists
- Prescribed medications (PBS list)
MANDATORY INSURANCEINTERNATIONAL STUDENTS
Health Insurance
OSHC
Overseas Student Health Cover — Complete protection for your health while studying in Australia.
What is OSHC?
Overseas Student Health Cover (OSHC) is mandatory health insurance for all international students in Australia. It covers medical expenses, hospitalization and other health services throughout your stay in the country.
Mandatory
Required for student visa
Full Coverage
Doctors and hospitals
Visa Duration
Entire study period
Detailed Coverage
Everything you need for peace of mind during your studies in Australia.
Hospital Treatment
- Accidents and emergencies 100%
- Hospitalizations and procedures
- Surgery in private hospitals
- Operating room and anesthesia
Emergency Services
- Emergency ambulance
- Emergency medical transport
- On-site emergency care
- Specialized first aid
Frequently Asked Questions
Overseas Student Health Cover (OSHC) is mandatory health insurance for international students in Australia, covering medical expenses throughout your stay.
Yes, it is mandatory for all international students with a student visa. It is a visa requirement and guarantees access to health services.
Yes, you can change insurers, but you must ensure continuous coverage. Compare policies and consider waiting periods before switching.
You can activate your membership directly on the insurer's website. The card will be delivered in 7-10 business days to the address provided.
APPROVED INSURERS
Compare All Options
All insurers are approved by the Australian government and meet visa requirements.
BUPA ADVANTAGE
4.5/5- Individual:A$ 100/month
- Couple:A$ 112/month
- Family:A$ 168/month
Differentiators
- •Wide hospital network
- •24/7 support
- •Mobile app
Allianz
4.3/5- Individual:A$ 54/month
- Couple:A$ 108/month
- Family:A$ 162/month
Differentiators
- •Fast processing
- •Multilingual support
- •Digital coverage
NIB
4.4/5- Individual:A$ 58/month
- Couple:A$ 116/mo
- Family:A$ 174/mo
Differentiators
- •Extra benefits
- •Telemedicine
- •Wellness programs
Medibank
4.2/5- Individual:A$ 55/month
- Couple:A$ 110/month
- Family:A$ 165/month
Differentiators
- •Largest hospital network
- •Pharmacy discounts
- •Free check-ups
CBHS
4.1/5- Individual:A$ 52/month
- Couple:A$ 104/month
- Family:A$ 156/month
Differentiators
- •Competitive pricing
- •Student focused
- •Dedicated support
AHM
4.0/5- Individual:A$ 53/month
- Couple:A$ 106/month
- Family:A$ 159/month
Differentiators
- •Simplified process
- •Fast approval
- •No waiting periods
OVHC BUPA
- Individual:-
- Couple:-
- Family:-
Differentiators
HOW IT WORKS
Simple and Fast Process
In just a few steps you will have your OSHC insurance active and your certificate in hand.
STEP 01
Compare and Choose
We compare prices and coverage from all insurers approved by the Australian government.
STEP 02
Hire Online
100% digital process with secure payment. We handle the entire enrollment for you.
STEP 03
Receive the Certificate
Certificate sent by email within minutes. Continuous support throughout the period.
COST COMPARISON
Compare OSHC Prices by Provider
Compare prices across approved insurers and save by choosing the most cost-effective option.
Monthly Individual Cost (A$)
| Single | Per month |
|---|---|
CBHS4.1★Cheapest | A$ 52 |
AHM4.0★ | A$ 53 |
Allianz4.3★ | A$ 54 |
Medibank4.2★ | A$ 55 |
NIB4.4★ | A$ 58 |
BUPA ADVANTAGE4.5★Top Rated | A$ 100 |
Potencial de Economia
6 months
Cheapest
A$ 312
Most Expensive
A$ 600
Savings
A$ 288
1 year
Cheapest
A$ 624
Most Expensive
A$ 1,200
Savings
A$ 576
2 years
Cheapest
A$ 1,248
Most Expensive
A$ 2,400
Savings
A$ 1,152
Dica de Economia
By choosing the most affordable insurer (CBHS) instead of the most expensive (BUPA ADVANTAGE), you can save up to A$ 576 per year.
Single
A$ 52-100
Per month
Couple
A$ 104-116
Per month
Family
A$ 156-174
Per month
EDUCATIONAL RESOURCES
Learn Everything About OSHC
Complete guides, explanatory videos and resources for you to use your OSHC insurance the best way.
NEW
OSHC Explained in 10 Minutes
Everything you need to know about your health insurance
100% Coverage24/7 EmergenciesDigital SupportAU Government Approved
What you will learn:
- How to choose the best insurer
- How to use insurance day to day
- Reimbursements and coverage
- Renewal and extension
- Tips to save money
Free video · 10 minutes · Subtitles in Portuguese
Specific Guides
Free Downloads
Most Frequently Asked Questions
You can see any doctor, but you will have greater coverage with professionals accredited by your insurer.
You pay for the appointment and then request reimbursement through the insurer's app or website. The amount is credited within 5 business days.
Cancellation is only possible in specific situations such as visa refusal, change to permanent visa, or return to country of origin.
Go directly to the nearest hospital. In real emergencies, OSHC covers 100% of hospital costs.
Secure Your Protection in Australia
Don't leave it until the last minute. Get your OSHC now and have peace of mind during your studies.
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